eBucks, FNB’s award-wining loyalty programme has announced a partnership with retailer Spar.


From February 2024, FNB clients under Private clients, Private Wealth and RMB Private Bank can earn up to 15% back in eBucks when shopping in-store at Spar, SuperSpar, KwikSpar and Tops using qualifying FNB and RMB Private Bank virtual cards.

Interestingly, this does not include Premier clients, Aspire accounts, or Easy account customers, and is not applicable to Spar Express, Pharmacy @ Spar, or Savemore.

To incentivise using virtual cards, this is the earn on physical cards:

Earn is open to above mentioned clients who qualify for eBucks. Items purchased with eBucks cannot be returned for cash.

FNB says customers are encouraged to opt-in for earning eBucks at Spar on their FNB or RMB Private Bank Apps, and to use their Virtual Cards as a way to transact conveniently and safely to earn the maximum rewards.

One of the key security features of the FNB and RMB Private Bank Virtual Card is its innovative dynamic CVV (Card Verification Value). The dynamic CVV number is one of the most unique features of the virtual card, as it changes frequently to provide clients with better protection, it said.